Ledger Core Financial

Financial Clarity

Specialized for trades and contractors

About

At Ledger Core Financial, we specialize in remote bookkeeping services for trades people and contractors. Our mission is simple: to provide financial clarity, so business owners can focus on building their businesses while we handle the books.We bring precision, reliability, and a personal touch to every client. From accurate job costing to CPA-ready monthly reports, we ensure your finances are organized, up-to-date, and easy to understand.We understand the unique challenges contractors face—messy receipts, complex payroll, and multiple jobs running at once. That’s why we tailor our services specifically for trades, automotive, construction, and service-based contractors, providing streamlined processes, expert bookkeeping, and actionable insights to help your business grow.

Our Services

Monthly Bookkeeping

  • Bank & Credit Card Reconciliations

  • Accounts Receivable & Payable management

  • General Ledger Maintenance

Job Costing & Project Management

  • Track income and expenses by job or project

  • Monitor project profitability

  • Detailed job costing reports for better business decisions

Payroll Services (optional add-on)

  • Employee and subcontractor payroll processing

  • Payroll tax filing and compliance

  • Integration with bookkeeping for accurate financial reporting

Financial Reporting

  • Monthly Profit & Loss statements

  • Balance sheets and cash flow statements

  • Custom dashboards for project performance

  • CPA-ready reporting for taxes or audits

Clean Up & Catch Up

  • Reconcile previous months or years of transactions

  • Organize disorganized financial records

  • Prepare books for accurate ongoing bookkeeping

CPA Coordination

  • Collaborate with your tax professional for smooth filings

  • Provide accurate reports and documentation

  • Ensure compliance and efficiency

Consulting & Process Optimization

  • Streamline bookkeeping workflows

  • Recommendations for software, job tracking, and reporting

  • Financial insight for better business growth

Monthly Packages

Starter Pack

Includes:

  • Monthly bank & credit card reconciliation

  • Categorization of transactions

  • Monthly Profit & Loss

  • Balance Sheet

  • Email support

Limits:

  • 1–2 bank accounts

  • Low transaction volume

  • No payroll or job costing

Growth Pack

Includes:

  • Everything in Starter Pack

  • Job costing / project tracking

  • Accounts receivable tracking

  • Monthly financial review

  • CPA-ready books

Good for:

  • Established contractors

  • Multiple jobs per month

  • Subcontractor expenses

Pro Pack

Includes:

  • Everything in Growth Pack

  • Accounts receivable & payable

  • Cash flow monitoring

  • Job profitability reports

  • Payroll Processing

Good for:

  • Crews, payroll, subs

  • High transaction volume

  • Owners who want insight, not just reports

Upgrades & Add-On Services

  • Initial Cleanup / Catch-up *

  • Payroll processing *

  • 1099 Prep & Filing

  • Monthly Financial Review *

  • Miscellaneous tasks (Examples include research, special reports, or administrative requests.)

* Included only in higher tiers or billed separately

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Contact

We primarily offer remote bookkeeping services for small businesses, trades and contractors across the U.S.Our North Central Florida clients are welcome to meet with us in-person.